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Has anyone used Ace Motor Acceptance?
What is your opinion of the financingand what do you like dislike about doing business with them.
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Ace Motor Acceptance Corp has been in business since 1998. We are located in Matthews, NC which is a suburb of Charlotte, NC. We are a sub-prime lender and buy loans in NC, SC, MD, VA and DE. We have 2 payment recourse on the first 10 deals for retail dealers. We offer programs that allow customers with up to 2 repossessions, open auto loans, past bankruptcies, charge offs etc the opportunity to purchase an auto.
We also have a Buy Here Pay Here Program for our dealers which offers them the capital they need to grow their BHPH business. While at the same time allowing them the ability to maintain a personal relationship with their customers by servicing their own loans.
Ace Motor Acceptance is only in (NC, SC, VA, DE dealers only). Based on their website and is a recourse lender.
They do not specify what is the term of recourse.
Question to always ask lenders is how many contracts do they cash (fund) a month.
A small company will do less than 300.
A large company such as Credit Acceptance or Westlake Financial are funding over 5,000 a month.
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