William Fowler
  • Male
  • Port Ludlow, WA
  • United States
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Latest Activity

William Fowler replied to Travis Griffis's discussion Making a profit with Westlake
"The good news from the CFPB a dealer is now required to offer their clients multiple offers from multiple lenders at the same time side by side. My company has developed a Multi-Lender loan decisioning engine that analyzes each and every deal you…"
Jan 13, 2014
William Fowler replied to Neill Juilfs's discussion Any BHPH dealers pulling or reporting to credit?
"Call Kiristen, give her my regards. Kiristen SandovalBusiness Development Manager CoreLogic CredcoDirect (619) 938-6849 Fax (619) 938-7733ksandoval@corelogic.com"
Dec 27, 2013
William Fowler replied to CHRIS's discussion Reporting to credit bureau
"Chris, Send me an e-mail and provide info on your business as well as personal. I more than likely can help you. Bill"
Jul 26, 2013
William Fowler replied to mark s polchlopek's discussion Mobile apps...who is best?
"Mark contact mike.martinez@dmeautomotive.com I have no business relationship with this group, There program offers a great service  "
Apr 24, 2013
William Fowler commented on William Fowler's blog post The Consumer Financial Protection Bureau has launched a review of alleged discrimination in auto lending.
"Cordray Receives A Qualified Endorsement From Financial Services Roundtable March 25, 2013 Posted by: Jeffrey E. Jamison The Financial Services Roundtable (FSR), which represents 100 of the largest integrated financial services companies in the…"
Apr 7, 2013
William Fowler replied to Neill Juilfs's discussion Any BHPH dealers pulling or reporting to credit?
"Contact Credco you will get great service."
Apr 6, 2013
Alan Mosher liked William Fowler's blog post The Consumer Financial Protection Bureau has launched a review of alleged discrimination in auto lending.
Apr 3, 2013
William Fowler commented on Randy Henrick's blog post CFPB Director's Appointment in Question
"I have additional information on this subject: The CFPB previews its coming auto finance fair lending enforcement actions Posted: 21 Mar 2013 01:09 PM PDT: CFPB Monitor http://www.cfpbmonitor.com/ Earlier today, the CFPB released its guidance…"
Apr 2, 2013
Gene Daughtry @ Dealers411.net liked William Fowler's blog post The Consumer Financial Protection Bureau has launched a review of alleged discrimination in auto lending.
Apr 2, 2013
William Fowler posted a blog post

The Consumer Financial Protection Bureau has launched a review of alleged discrimination in auto lending.

The Consumer Financial Protection Bureau has launched a review of alleged discrimination in auto lending.An old compliance cliché regarding third-party relationships is “them are us.”  In other words, when it comes to Fair Lending compliance, it is wise to follow the regulator's guidance and assume responsibility for third-parties, if they are involved in the credit and pricing decision.  The actual legal requirements, regarding third-parties, are complicated and unclear.  However, according to…See More
Apr 2, 2013
William Fowler commented on Randy Henrick's blog post CFPB Director's Appointment in Question
"One issue dealers and lenders are not talking about is the loan approval process that is presently being used to structure and approve auto loans and then submit them to several lenders. Now that lenders are placed in the position to be responsible…"
Apr 2, 2013
William Fowler commented on Randy Henrick's blog post CFPB Director's Appointment in Question
"Randy, I totally agree and I would like to see a Bureau head this agency, but Washington has done a lot of crazy deals lately. Look a Cordrays appointment in itself. So we can hope for the best but I think this whole business is changing in favor of…"
Apr 2, 2013
William Fowler liked Jim Radogna's blog post 10 Things to Consider Before You Blow Off the Idea of Transparency
Apr 2, 2013
William Fowler commented on Randy Henrick's blog post CFPB Director's Appointment in Question
"Randy, it appears Cordray will be nominated before the old issue concerning his appointment by Obama is played out. Reference: The Center for Consumer Recovery Endorses Nomination of Richard Cordray to Lead the Consumer Financial Protection…"
Apr 1, 2013
Spencer Pope left a comment for William Fowler
"Hi William:   I'm starting a BHPH Dealer 20 Group sponsored by Pope Taylor PLLC. Our first meeting with 15-20 members will be held in Park City, UT from Feb 9-11.   Would you be interested in participating? We are looking for…"
Oct 20, 2011
William Fowler is now a member of Auto Dealer People
Oct 13, 2011

Profile Information

Company
E-net Financial Services, Inc.
Position
CEO/President
Dealership, Allied Industry or Finance Company?
Allied Industry
If Dealership, Franchise or Independent
Not Applicable
Your web site
http://www.enetfs.net
Biography/Work Summary
Dealers, lenders, and other financial institutions are required to provide more transaction transparency, reporting, and accountability to the customer during the origination process. Because of these new requirements balancing data security with business user needs for easy, anytime, anywhere information access is a challenge that many auto dealers and lenders face. E-net's secure, compliant, SaaS, private cloud system links all parties and their information in a secure system while making lender and risk model decisions. This process enhances capabilities in data management, multiple party online communication, lender risk model analysis, risk management, storage, and compliance. Then it encripts and up loads the data to the proper parties.
Activities Away From Work
Author of spiritual books
Birthday
May 20

William Fowler's Blog

The Consumer Financial Protection Bureau has launched a review of alleged discrimination in auto lending.

Posted on April 2, 2013 at 4:00pm 1 Comment

The Consumer Financial Protection Bureau has launched a review of alleged discrimination in auto lending.

An old compliance cliché regarding third-party relationships is “them are us.”  In other words, when it comes to Fair Lending compliance, it is wise to follow the regulator's guidance and assume responsibility for third-parties, if they are involved in the credit and pricing decision.  The actual legal requirements, regarding third-parties, are complicated and unclear.…

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At 1:49am on October 20, 2011, Spencer Pope said…

Hi William:

 

I'm starting a BHPH Dealer 20 Group sponsored by Pope Taylor PLLC. Our first meeting with 15-20 members will be held in Park City, UT from Feb 9-11.

 

Would you be interested in participating? We are looking for additional sponsors to cover a lunch and provide a 60-90 minute presentation.

 

Best regards,

 

Spencer

801-310-6030

 
 
 

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