Steve Cortes
  • Male
  • Port Orange, FL
  • United States
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Steve Cortes's Discussions

All Dealers Enrolled With Credit Acceptance

Started this discussion. Last reply by Steve Cortes Jul 27, 2014. 5 Replies


Steve Cortes's Page

Latest Activity

Steve Cortes replied to MICHAEL SOLOMON's discussion Credit Acceptance....
"Michael,      The are 2 options to enroll with Credit Acceptance, Option "A" and Option "B". Option "A", $9850 upfront. This option provides you additionally with 6 GPS units and a credit used towards…"
Aug 10, 2014
Steve Cortes replied to Steve Cortes's discussion All Dealers Enrolled With Credit Acceptance
"Grant,      Thanks for your response and I do appreciate your honest comments. As a Market Area manager for CAC I am just as frustrated as you are with the delay in the paperless program. The only justification I can give you is that…"
Jul 27, 2014
Steve Cortes replied to gdrum's discussion What do you do with your old late model trade-ins? BHPH? Lending ideas?
"If you are a CAC dealer you can utilze the 'Collection Only" program. With this program you can finance any make or model with no stips. Your down payment is your upfront money, CAC will collect the payments and send you 80% of the payment…"
Jul 21, 2014
gdrum replied to Steve Cortes's discussion All Dealers Enrolled With Credit Acceptance
"Steve, I have been with Credit Acceptance since March of 2013. To get signed up and moving my first few contracts was a very time consuming part. I probably had a year of time chasing the MAM to finally doing my first deal. The process to sign a…"
Jul 8, 2014
Steve Cortes replied to Steve Cortes's discussion All Dealers Enrolled With Credit Acceptance
"Tammy,      I am not your MAM but we met last year at a CAC meeting in Orlando. I will be giving you a call this morning regarding your concerns. Steve Cortes"
Jul 2, 2014
Steve Cortes commented on Timothy Dawson's blog post looking for advice
"Tim,    I would recommend all and more when it comes to referrals. Make it a part of your daily routine, put it on your business cards, put a sign up in your store, put the message on a mirror hanger in all of your vehicles, come up with a…"
Jul 2, 2014
Mesut Citiroglu replied to Steve Cortes's discussion All Dealers Enrolled With Credit Acceptance
"CAC and the caps program is genius. There really is like no other. No other lender for sub prime can compare."
Jun 27, 2014
TAMMY replied to Steve Cortes's discussion All Dealers Enrolled With Credit Acceptance
"I have been with CAC since May of 2013.  We love the program and the folks at CAC 800 support.  They are always on and friendly. Now I have extremely unhappy with our MAM.  When he was a MAM we didn't receive much help.  He…"
Jun 25, 2014
Steve Cortes posted a discussion

All Dealers Enrolled With Credit Acceptance

   I have been a Market Area Manager with Credit Acceptance for over four years now and consistantly receive feedback from the dealers in my market area, some good and some not so good but all feedback is always welcome.   I would like to open that same discussion with dealers not in my market. If you are enrolled with CAC I would appreciate feedback on what it is you like and/or do not like about our program. Is it the program your Market Area Manager said it was when he or she first…See More
Jun 20, 2014
Steve Cortes replied to Travis Griffis's discussion Making a profit with Westlake
"You can go with a company that has a program "Like" Credit Acceptance or you could go with Credit Acceptance. CAC goes back 15 model years and has no mileage limit. You can add a warranty to a vehicle with up to 175,000 miles at time of…"
Feb 6, 2014
Steve Cortes replied to gdrum's discussion What do you do with bad credit low low income buyers?
"   If your concern is only that you fear you will not be able to manage the payments and collections then CAC does have a program for you.    Pocessing the deal through CAC as a "Collection Only" account may be your…"
Oct 24, 2013
Steve Cortes replied to Ben Houser's discussion Going from Indoor Dealerhip to Outdoor Display Area
"Ben, I am a Market Area Manager for Credit Acceptance in Northeast Florida. I have a dealership I do business with in Port Orange, Florida (not a large town)that opened a lot similar to yours in a warehouse with no drive by traffic. With the help of…"
Oct 4, 2013
Steve Cortes replied to Derek Sinner's discussion Credit Acceptance
"Derek,       Look under "Groups", there is a group called "Credit Acceptance Dealers" that has 18 members who are mostly dealers having an open discussion on their experiences with the program, some good,…"
Sep 5, 2013
Steve Cortes replied to Peter Ford's discussion Need advice on CAC
"Peter,      Although I cannot speak for the MAM in your market, I am an CAC MAM in another market, unlike other lenders we carefully select dalers we would like to partner with for their benefit and ours. CAC's…"
Mar 25, 2013
Steve Cortes replied to erick alvarez's discussion About to open the doors in about a month
"Erick,      You stated you were looking for 2 things..."any programs out there that can get me moving some steel, aside from the obvious ones." and , 'Don't let any deal walk."     …"
Feb 12, 2013
Steve Cortes replied to Frank's discussion Credit Acceptance Dealers in the group Credit Acceptance Dealers
"   Showroom signs with the Guaranteed Credit Approval graphics can be purchased on the "Wholesale Bying Club" website located on your Dealer Portal page. If you are not sure how to get there or sign in please get with your local…"
Oct 11, 2012

Profile Information

Credit Acceptance Corporation
Market Area Manager
Dealership, Allied Industry or Finance Company?
Finance Company
If Dealership, Franchise or Independent
Not Applicable
Your web site
Biography/Work Summary
Americredit Financial, GE Capital Auto, First Union Bank, Sunstar Acceptance
Favorite Quote
"It's a new Morning in America", Ronald Reagan
Activities Away From Work
Woodworking, traveling
January 26

Steve Cortes's Blog

If unemployment is at 9.0% why are dealerships, franchise and independent, not able to find employees.

Posted on November 6, 2011 at 9:00am 8 Comments

       I travel 5 days a week visiting dealers throughout Central and Northeast Florida. The one consistant question I get at least twice a day is, "Do you know any salespeople looking to work?" I hear this from both Franchise and Independent dealers. They seem to ask this question for two reasons. 1.) They have bodies, some trainable and some not so trainable, they are reluctant to let go until they find someone more qualified, and 2.) They just cannot find someone.

      I will…


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