Sandra L Moriarty's Discussions

Prime Lenders in all 50 States

Started May 24, 2012 0 Replies

Hi I am an independent dealer in MA I am having a hard time finding Prime lenders that will lend across the country. A large portion of our business comes from the internet. Any suggestions would be…Continue

Financing option for independent in MA

Started this discussion. Last reply by Karl Jensvold May 16, 2012. 22 Replies

   Just start working for independent dealer in western MA. At this time only has a few local credit unions in place. Where do I start this process to offer financing to all customers? I used to work…Continue

 

Sandra L Moriarty's Page

Latest Activity

Sandra L Moriarty posted a discussion

Prime Lenders in all 50 States

Hi I am an independent dealer in MA I am having a hard time finding Prime lenders that will lend across the country. A large portion of our business comes from the internet. Any suggestions would be very helpful. thanksSee More
May 24, 2012
Karl Jensvold replied to Sandra L Moriarty's discussion Financing option for independent in MA
"Yes CUDL charges us $495 per month but it is well worth it for our market. Every market is different depending on how many Credit Unions are available. Yes I did go to the training with CAC, good training class to get started on the basics of the…"
May 16, 2012
Sandra L Moriarty replied to Sandra L Moriarty's discussion Financing option for independent in MA
"Thanks again Kevin"
May 16, 2012
Kevin Blankenship replied to Sandra L Moriarty's discussion Financing option for independent in MA
"Your Welcome Sandra I told Scott just now that you would be calling and he will be waiting for your call.   "
May 16, 2012
Sandra L Moriarty replied to Sandra L Moriarty's discussion Financing option for independent in MA
"  Doesn't CUDL charge a monthy fee? If so do you know the cost. Did you have to go for training with CAC? Please advise and thank you again"
May 16, 2012
Sandra L Moriarty replied to Sandra L Moriarty's discussion Financing option for independent in MA
"Thanks Kevin I will call Scott I actually contacted Westlake last week and was told they are close to writing in MA and would be a done deal by the end of the month. Again thanks for your help and quick response"
May 16, 2012
Sandra L Moriarty replied to Sandra L Moriarty's discussion Financing option for independent in MA
"Thanks Gustavo What are the fees if any to get set up with Ally? I had Routeone when I worked in the Ford store so i am familiar and used ADP but we are an independent dealer so what if any requirements do they have please advise and thanks again…"
May 16, 2012
GUSTAVO MONTERO replied to Sandra L Moriarty's discussion Financing option for independent in MA
"Your welcome Sandra! Yes I'm in the enrollment process with Ally, They use DealerCenter or Routeone, and provide you with a huge list of available lenders. Ally is a strong company it used to be GMAC!"
May 16, 2012
Tarry Shebesta replied to Sandra L Moriarty's discussion Financing option for independent in MA
"We offer financing from 580 up with rates starting at 2.99"
May 16, 2012
Karl Jensvold replied to Sandra L Moriarty's discussion Financing option for independent in MA
"We use Chase for our prime lending outside of our area, but prime is only about 6% of our deals."
May 16, 2012
Karl Jensvold replied to Sandra L Moriarty's discussion Financing option for independent in MA
"Toby We have upgraded our inventory and have found an upgraded credit customer. We still have your "weak" applications and if they are willing to go through our "Credit School" we will put them in a lower price unit to establish…"
May 16, 2012
Karl Jensvold replied to Sandra L Moriarty's discussion Financing option for independent in MA
"CPS is Consumer Portfolio Services. They are a discount lender with fees that fit the notch above the CAC deals. We have very strong local Credit Unions and we have developed very strong ties with them. We will buy back a deal if it turns out it…"
May 16, 2012
Kevin Blankenship replied to Sandra L Moriarty's discussion Financing option for independent in MA
"Good morning Westlake Financial Services is NOW in MA I am the VA rep my good friend Scott is the Rep in Ma his number is 7743120157 he would be happy to assist you."
May 16, 2012
Toby Reiley replied to Sandra L Moriarty's discussion Financing option for independent in MA
"The profits can run 40% higher for taking them over time in an outsourced BHPH operation, and 25 to 30% higher if you do your own BHPH.  Plus its tax deffered.  You clear $750 to $1000 up front (from the down payment and our…"
May 15, 2012
Sandra L Moriarty joined Rod A Heasley's group
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Independent Agent Group

Group for Independent Agents offering ancillary products to dealers with one primary objective: assist all dealers in improving sales, profits and quality of life by offering professional , reputable, and established programs to thier dealers.
May 15, 2012
Sandra L Moriarty replied to Sandra L Moriarty's discussion Financing option for independent in MA
"Thanks Karl for the advice I have contacted CAC they are sending out a rep soon. What is CPS? and who are use using prime customers out of your lending area? Please advise and any advise would be great"
May 15, 2012

Profile Information

Company
Grace Quality Cars
Position
Finance & Insurance Mgr
Dealership, Allied Industry or Finance Company?
Dealership
If Dealership, Franchise or Independent
Independent
Your web site
http://usedstatepolicecars,com
Biography/Work Summary
Just started working for grace I will be starting in house financing.
Birthday
September 12

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